After the excitement about the New Year has faded, it is easy to stray away from the resolutions you promised you would make. Thankfully, you don’t have to wait another year to get back on track, and you can start improving your life for the better today!

If saving money was part of your 2019 goals, here are some tips from our currency exchange in Hoffman Estates.

Implement the 30-Day rule

Impulsive buying habits can lead to a less-than-stellar bank account. One way to avoid this is by implementing the 30-day rule: if you have been thinking about making a purchase, wait 30 days before you decide for sure that you want it. There’s a good chance that throughout this time period, your urge to purchase the item will have passed. This time allows you to think about whether the purchase is worth your money.

Stick to Your List

Before you go shopping, make a list of the things that you genuinely need. At the store, make sure that you stick to the list rather than impulsively buying what you see. Unplanned purchases are the enemy of your budget.

Keep Lights Off

You may not think about it, but keeping the lights on while you are not using them can rack up a large energy bill. Make a mindful effort to turn off lights as well as other appliances when you aren’t using them. Consistency is key!

Saving money doesn’t have to be as difficult as you make it seem.

If you’re in need of money orders, phone cards, license plate renewals, and so much more, contact or stop by our currency exchange in Hoffman Estates today!