Need to transfer a car title in Illinois? West Suburban Currency Exchanges makes the process fast and simple. Our family-owned business has helped Illinois drivers with title transfers since 1942, providing a convenient alternative to long DMV lines and complex paperwork.
Visit one of our convenient locations today to complete your Illinois title transfer or vehicle registration!
Understanding Illinois Car Title Transfers
When you buy or sell a vehicle through a private party sale in Illinois, you must legally transfer the title to the new owner. This process officially documents the change in vehicle ownership with the Illinois Secretary of State. As a licensed agent, WSCE handles the entire Illinois title transfer process efficiently at all our locations.
The Illinois Vehicle Title Transfer Process
Transferring a car title in Illinois doesn't have to be complicated. Our experienced staff guides you through each step, ensuring all documentation meets state requirements. The process typically takes just a few minutes at any WSCE location.
When the seller signs over the title to you, they must complete the assignment section on the back of the title. This includes the sale price, current odometer reading, and date of sale. Both buyer and seller must sign and date the title. Our licensed agents check all information to make sure it follows Illinois state laws.
Required Documents for Title Transfer
To complete your Illinois car title transfer, bring these items to any WSCE location:
For Buyers:
- The signed original title from the seller
- Valid ID (state ID, driver's license, matricula, or passport)
- Proof of Illinois auto insurance
- Payment for fees and taxes
- Bill of sale (for dealer sales only)
- Odometer disclosure statement (for vehicles under 10 years old)
Title Transfer Fees and Taxes
The base fee for an Illinois title transfer is $165. Additional fees may apply based on your specific situation. Vehicle tax is calculated based on the purchase price or fair market value. Our staff calculates all applicable fees and taxes during your visit, so you know exactly what to expect.
Why Choose WSCE for Your Title Switch in Illinois?
As a family-owned business with decades of experience, we understand the importance of reliable, efficient service. Our licensed currency exchanges offer:
- Same-day title transfer processing
- Complete vehicle services
- Experienced, professional staff
- Multiple convenient locations
- No appointment needed
- Complete documentation verification
Visit Us Today
Ready to transfer your vehicle title and register your new vehicle? Visit your nearest WSCE location today for fast, professional service! With over 20 locations throughout western Chicagoland and 80+ years of experience, we make Illinois vehicle title transfers simple.
All title transfer services are provided under license from the Illinois Department of Financial and Professional Regulation.
Illinois Title Transfers FAQ
How long does a title transfer take?
At WSCE, most title transfers are completed in under 30 minutes. You'll receive your new title directly from the Secretary of State by mail within 15-20 business days.
What if there's still a loan on the vehicle?
The seller must obtain a lien release from their lender before transferring the title. This document proves the loan has been paid in full.
Can I transfer a title from another state?
Yes, we handle out-of-state title transfers. You'll need the original out-of-state title and proof of Illinois insurance to complete the process.
What if the title is lost?
The current owner must obtain a duplicate title before the transfer can occur. We can help with the duplicate title application process.
Do both buyer and seller need to be present for title transfers?
No, as long as the seller has properly signed the title and provided all required documents, only the buyer needs to visit our location.
Is there a deadline for transferring the title?
Yes, Illinois law requires buyers to transfer the title within 20 days of purchase to avoid late fees.
How Can We Help You Today?
West Suburban Currency Exchanges, Inc. (WSCE) is your community financial service center.
WSCE offers so much more than check cashing and money orders. We are an agent for the Illinois Secretary of State and can handle all of your vehicle license and title needs. We also offer Western Union money transfers, bill payment services, phone cards, check cashing, and more. Check out our full range of currency exchange services below!
West Suburban Currency Exchanges, Inc.
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1821 Walden Office SquareSuite 215
Schaumburg, IL 60173
